General Terms and Conditions

Effective Date: August 29, 2025

These General Terms and Conditions ("Terms") govern your access to and use of the website (the "Website") and services provided by X-Tek Academy Limited ("we," "us," or "our"), including online courses, seminars, instructional videos, coaching, forums, and affiliate programs (collectively, the "Services"). By accessing or using the Website or Services, you agree to be bound by these Terms. If you do not agree, you must not use the Website or Services.

Our Website is operated by X-Tek Academy Limited, a company registered in Nigeria with its principal place of business at 7th Avenue U Close, Amuwo Odofin, Festac Town, Lagos, Nigeria. We are supported by X-TEK - Academy for Knowledge Building, a non-profit organization based in Austria.

If you have any questions about these Terms, please contact us at info@xtek.academy

1. Eligibility and Account Registration

To use our Services, you must be at least 18 years old or have the consent of a parent or guardian if under 18. You agree to provide accurate, current, and complete information during registration and to update it as necessary.

Account Creation: You may need to create an account to access certain features, such as the login area, forums, courses, or affiliate program. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.
Account Termination: We reserve the right to suspend or terminate your account at any time for violations of these Terms, fraudulent activity, or other reasons, without prior notice.

2. Description of Services

We provide digital educational Services focused on AI, programming, coding, and web design, tailored for the African market:

Online Courses and Seminars: Delivered via platforms like Google Meet, with access links provided upon enrollment.
Instructional Videos: Downloadable via secure links after purchase.
Coaching: Personalized virtual sessions with top coaches.
Forum: A community space for discussions and collaboration.
Affiliate Program: Opportunities to earn commissions by referring users.
Resources: Available in English and French.

Services are provided "as is" and may be modified, updated, or discontinued at our discretion. We aim to ensure availability but do not guarantee uninterrupted access.

3. Payments and Billing

Fees: Some Services require payment. Prices are displayed on the Website and may include taxes. We use third-party payment processors; your payment information is handled securely by them.
Billing: Payments are non-refundable except as outlined in our Refund Policy [link to Refund Policy if available]. You authorize us to charge your provided payment method.
Currency: Transactions are in [insert currency, e.g., USD or NGN]. You are responsible for any conversion fees.
Affiliate Earnings: Commissions are paid according to the affiliate program rules, subject to minimum thresholds and verification.

4. Intellectual Property

Our Content: All materials on the Website, including courses, videos, texts, graphics, and software, are owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws.
License: We grant you a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes. You may not copy, modify, distribute, sell, or create derivative works from our content without written permission.
User-Generated Content: By submitting content (e.g., forum posts, assignments), you grant us a perpetual, royalty-free license to use, reproduce, and display it in connection with the Services. You represent that your content does not infringe third-party rights.

5. User Conduct

You agree not to:

Use the Services for illegal, harmful, or unauthorized purposes.
Post spam, offensive, defamatory, or infringing content.
Interfere with the Website's operation, including hacking or introducing viruses.
Harass, impersonate, or mislead others.
Violate any laws or these Terms.

We may remove content or restrict access for violations.

6. Privacy and Data

Your use of the Services is subject to our Privacy Policy which explains how we handle your data.

7. Disclaimers and Limitations of Liability

Disclaimers: Services are provided "as is" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We do not guarantee results from using our educational content.
Limitations: To the fullest extent permitted by law, we shall not be liable for indirect, incidental, consequential, or punitive damages arising from your use of the Services, even if advised of the possibility. Our total liability shall not exceed the amount you paid us in the preceding 12 months.
Indemnification: You agree to indemnify us against claims arising from your violation of these Terms or misuse of the Services.

8. Termination

We may terminate these Terms or your access to the Services at any time, with or without cause. Upon termination, your license to use the Services ends, but sections surviving termination (e.g., intellectual property, disclaimers) remain in effect.

9. Governing Law and Dispute Resolution

These Terms are governed by the laws of Nigeria. Any disputes shall be resolved exclusively in the courts of Lagos, Nigeria. You agree to arbitration for non-court disputes, as determined by us.

10. Changes to These Terms

We may update these Terms at any time. Changes will be posted on the Website with an updated effective date. Continued use constitutes acceptance.

11. Miscellaneous

Severability: If any provision is invalid, the remainder remains enforceable.
No Waiver: Failure to enforce a right does not waive it.
Entire Agreement: These Terms, along with linked policies, constitute the full agreement.
Force Majeure: We are not liable for delays due to events beyond our control.

12. Contact Us

For questions or concerns regarding these Terms:

X-Tek Academy Limited
7th Avenue U Close
Amuwo Odofin, Festac Town
Lagos, Nigeria
Email: info@xtek.academy
Phone: +234 813 742 8391

Thank you for using X-Tek Academy Limited. We measure our success by your achievements in the digital world!